Notice
From Friday May 23rd through Friday, August 29, 2025: Customer Service hours will be 8:00 AM – 6:30 PM EST Monday through Thursday and 8:00 AM - 1:00 PM EST on Friday.
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Webster Bank Delta Dental PPO plus Premier™ - Plan Comparison
Group #04759
Residents of AK, LA, MS, MT, & TX
| Basic Plan | Enhanced Plan | |||
|---|---|---|---|---|
| Service | If a Delta Dental PPO Network Dentist is used | If a Delta Dental Premier or Non-Network Dentist is used | If a Delta Dental PPO Network Dentist is used | If a Delta Dental Premier or Non-Network Dentist is used |
| Calendar year maximum (per person) | $1,500 | $1,500 | $3,000 | $3,000 |
| Calendar year deductible (waived on Preventive & Diagnostic) | ||||
| Per person | $100 | $100 | $50 | $50 |
| Family aggregate | $300 | $300 | $150 | $150 |
| Preventive & Diagnostic | ||||
| Exams, Cleanings (2 per calendar year) | 100% | 80% | 100% | 100% |
| Bitewing X-rays (2 per calendar year to age 18; 2 per calendar year for 19+) | 100% | 80% | 100% | 100% |
| Fluoride Treatment (2 per calendar year to age 18) | 100% | 80% | 100% | 100% |
| Full mouth X-rays (1 per 5 years) | 100% | 80% | 100% | 100% |
| Basic Services (after deductible) | ||||
| Fillings (composite on all teeth) | 80% | 80% | 100% | 100% |
| Simple extractions | 80% | 80% | 100% | 100% |
| Root canals (Endodontics) | 50% | 50% | 100% | 100% |
| Periodontics, Periodontal maintenance (4 per calendar year; interchangable with cleanings) | 80% | 80% | 100% | 100% |
| Cone Beam X-Rays | 80% | 80% | 100% | 100% |
| Sealants | 80% | 80% | 100% | 100% |
| Repair of dentures | 50% | 50% | 100% | 100% |
| Oral surgery | 80% | 80% | 100% | 100% |
| Athletic mouth guards | 80% | 80% | 100% | 100% |
| Major Services | ||||
| Crowns, Inlays, & Gold Restorations | 50% | 50% | 60% | 60% |
| Bridgework, Full & Partial Dentures | 50% | 60% | 60% | 60% |
| Implants | 50% | 60% | 60% | 60% |
| Orthodontics (Adult and Child) | ||||
| Co-insurance | Not a benefit | Not a benefit | 60% | 60% |
| Lifetime maximum | N/A | N/A | $2,500 | $2,500 |
Your dentist's network will impact how much you pay. Dentists that help participate in the Delta Dental PPO will have the lowest costs and will save you the most out of pocket expense. Dentists that participate in Delta Dental Premier, are participating Delta Dental dentists, but you will pay a greater portion of the cost if utilized. If you receive services from a non-participating, out of network dentists, you will pay the most out of pocket and are responsible for your coinsurance amount plus the difference between Delta Dental's approved fee and the dentist submitted fee for the claim.
