Delta Dental PPO plus Premier™ — Plan Comparison

Group #04744

 
  Low Plan  High Plan  
  In-Network Out-of-network In-Network Out-of-network 
Service If a Delta Dental PPO Network Dentist is used  If a Delta Dental Premier Dentist is used  If a Non-participating Dentist is Used   If a Delta Dental PPO Network Dentist is used  If a Delta Dental Premier Dentist is used  If a Non-participating Dentist is Used  
Annual maximum (per person) $1,500 $750 $750 $1,500  $1,500 $1,500
Annual deductible (waived for Preventive & Diagnostic)          
    Per person $50  $100  $100 $100 $100 $100
    Family aggregate $100 $200 $200 $200 $200 $200
             
Preventive & Diagnostic 
Plan Pays:
Plan Pays:
Plan Pays:
Plan Pays:
Plan Pays:
Plan Pays:
    Exams (2 per calendar year per person plus 1 non-routine exam) 100% 100% 100%  100% 100%  100%
    Cleanings (4 per calendar year per person)              100% 100% 100%  100% 100% 100%
    Bitewing X-Rays            100% 100% 100%  100% 100% 100%
    Fluoride Treatment (Frequency limitations apply) 100% 100% 100%  100% 100% 100%
    Sealants, Space Maintainers 100% 100% 100% 100% 100% 100%
    Periodontal Maintenance 100% 100% 100% 100% 100% 100%
Basic Services            
    Fillings (composite fillings on all teeth)             80% 50% 50% 80% 80% 80%
    Simple Extractions 80% 50% 50% 80% 80% 80%
    Root Canals (Endodontics) 80%  50%   50%  80% 80% 80%
    Periodontics (Surgical), Oral Surgery  80%  50% 50% 80% 80% 80%
    Repair of dentures            80% 50% 50% 80% 80% 80%
Major Services            
    Crowns & Gold Restorations 60% 50% 50% 50% 50% 50%
    Bridgework, Full & Partial Dentures 60% 50% 50% 50% 50% 50%
    Implants  60% 50% 50% 50% 50% 50%
Orthodontics (Children only to age 19)            
    Co-insurance              50% 50%  50% 50% 50% 50%
    Lifetime maximum  $1,500 $1,500  $1,500 $1,500 $1,500 $1,500
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Your dentist's network will impact how much you pay. Dentists that help participate in the Delta Dental PPO will have the lowest costs and will save you the most out of pocket expense. Dentists that participate in Delta Dental Premier, are participating Delta Dental dentists, but you will pay a greater portion of the cost if utilized. If you receive services from a non-participating, out of network dentists, you will pay the most out of pocket and are responsible for your coinsurance amount plus the difference between Delta Dental's approved fee and the dentist submitted fee for the claim.